As the year starts to wind down, it can be helpful to think about what changed. New address, new vehicle, new family routine, those updates may bring new insurance questions. I can help you explore options in a way that feels clear and down to earth.

We can cover all your insurance needs! Auto, Home, Life, Renters, Business, Boat, Motorcycle, and more.

State Farm is the top auto insurer in Virginia! A heartfelt THANK YOU to our incredible customers for choosing us with your auto insurance needs. Having insurance is not the same as having State Farm.

Welcome to the Sarah Tilson-Miano State Farm Agent office, where I’ve proudly served as your local insurance agent in Radford, VA for nearly 20 years. Since opening our doors in 2006, our team has provided friendly, reliable insurance services to countless individuals, families, and businesses all over Virginia. We work with people from all over the state with a focus on our Good Neighbors in Montgomery and Pulaski counties, including Radford, Fairlawn, Belspring, and Dublin, VA.

We also believe that having a comprehensive Life Insurance plan in place is one of the most important things you can do to help protect your loved ones. If you’d like help creating a safety net for your family, reach out to us, and we’ll be happy to talk to you about the importance of Life Insurance. Other coverage options we offer include Home, Renters, Condo, Business, Pet Insurance, and more!

I am a second-generation State Farm agent who, along with my brother and sister, followed in my father’s footsteps. He served as a State Farm agent for over 50 years, inspiring me to give my all to helping protect the people of our community. In addition to assisting people with insurance, I support Toys for Tots and help uplift our local businesses as a member of the Radford Chamber of Commerce.

When I’m not in the office, I enjoy cooking, traveling, cheering on my favorite sports teams, and spending time with my family. We have two Labradoodles, Miller and Ziggy, who keep us busy at home. Ziggy often comes with me to the office to greet our customers, so feel free to stop by and say hello!

Whether you’re looking for a quote, a coverage review, or a friendly face to walk you through your insurance options, we’re here to help. Call us or visit our office in Radford, and let’s work together to help protect what matters most to you!

Auto Insurance and Homeowners Insurance

Renters, Condo and Personal Articles Insurance

Personal Liability Umbrella Insurance

Whole, Term, Universal, Life Insurance

Final Expense Life Insurance

Health Insurance

Motorcycle, Antique Car and Boat Insurance

RV, Camper, ATV and Snow Mobile Insurance

Small Business Insurance

Commercial Auto and Fire Insurance

Business Liability Insurance

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Sarah is proud to serve the Radford community.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Serving Radford and the surrounding area, Sarah can help answer your questions.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Sarah serves Radford, VA and is happy to help with your insurance needs.

Q: What should I know about life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Have questions? Sarah in Radford can walk you through your options.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Sarah works with Radford residents to find coverage that fits.

Q: How would you explain renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Connect with Sarah for insurance guidance in Radford.